Terms of Service

Intellectual Property

We are the owner or the licensee of intellectual property rights in our website and in the material published on it. Those works may be protected by applicable copyright laws and treaties. All such rights are reserved.

You may print one copy and download extracts of pages from our website for your personal use. You may also draw the attention of others within your organization to content posted on our website.

You must not modify paper or digital copies of materials you have printed or downloaded in any way. You must not use illustrations, photographs, video or audio sequences, or graphics separately from accompanying text where doing so would violate applicable intellectual property rights.

Our status, and the status of any identified contributors, as authors of content published on the website must be acknowledged where applicable.

You must not use protected content from our website for commercial purposes without obtaining any permission or license that may be required from us or the applicable rights holder.

Website and Cookie Information

We may revise information concerning our website technologies and the use of cookies when required. Where appropriate, updated information will be published on our website.

If these Terms of Service are revised, the updated version may be published on this website. You should review this page periodically to understand the terms currently applicable to your use of the website.

Information Reliability

Content on our website is provided for general information. It should not automatically be treated as professional, financial, legal, tax, investment, or other specialist advice.

You should obtain appropriate professional or specialist advice before taking, or refraining from taking, action based on information available through the website.

We may make reasonable efforts to keep website information current, but information may change and should be independently verified when appropriate.

User-Generated Content

Our website may contain information or materials provided by users, including content submitted through communication, support, or other interactive features.

User-generated content does not necessarily represent the views or values of First Credit Merchant.

If you have concerns regarding information or materials made available through our website, please contact us using our available customer support channels.

Uploading Content to Our Website

Whenever you use a feature that allows content to be uploaded to our website or allows communication with other users, submitted content must comply with applicable laws, these Terms of Service, and any relevant content standards.

You are responsible for content that you submit and for ensuring that you have the rights and permissions necessary to provide that content.

Content uploaded to our website may be treated as non-confidential where that treatment is required for the operation of the relevant service. You retain applicable ownership rights in content that belongs to you.

Where required for providing our services, you may grant First Credit Merchant the permissions reasonably necessary to store, process, display, copy, or otherwise handle submitted content.

We may remove content where we reasonably determine that the content violates applicable law, these Terms of Service, or relevant website standards.

Third-Party Rights

Content submitted to the website must not unlawfully infringe another person's intellectual property, privacy, confidentiality, or other legal rights.

Where permitted or required by applicable law, information may be disclosed in connection with valid claims concerning unlawful or infringing content.

Acceptable Use

You must use the First Credit Merchant website and services lawfully and must not intentionally interfere with the operation, security, integrity, or availability of the website.

You must not knowingly introduce malicious software or attempt unauthorized access to restricted areas, accounts, systems, servers, databases, or networks.

Access to particular services may also be subject to additional terms, eligibility requirements, identity verification, account rules, or regulatory requirements.

Third-Party Links and Services

Our website may provide links to third-party websites or services. External websites operate under their own terms, privacy practices, and policies.

You should review the applicable terms and policies of a third-party service before using that service or providing information to it.

Contact Us

If you have questions about these Terms of Service, please contact:

Email: support@firstcreditmerchant.com

Address: 97 Newkirk St 2nd Floor, Jersey City, NJ 07306, United States.